What do you have wrong about Obamacare?

Obamacare has been confirmed as the law of the land, and the common belief that it was unconstitutional has been shown to be incorrect. 

The Affordable Care Act will affect all of us, so what other common beliefs that people have about  this law are also wrong? The following is a list of common misperceptions that I have observed.

Common belief: Obamacare is a government takeover of health care. 

ACTUALLY: The Affordable Care Act has no government plan. It preserves private plans and strengthens the private insurance market, making it easy to shop for a plan you like, while protecting people and their health. 

Common belief:  the law is just about insurance and not about cost. 

ACTUALLY: the law promotes new models, innovations, and research to start improving care while decreasing costs. Here in Whatcom County, the Whatcom Alliance for Healthcare Advancement (WAHA) has received one of these grants!

Common belief:  the law is just about insurance and not about health. 

ACTUALLY: the law creates a national Prevention Fund, and invests in training for doctors, nurses, and other needed health professionals 

Common belief:  the law is hurts small businesses. 

ACTUALLY: the law will help most small businesses a lot! Companies with less than than 50 employees get tax credits for up to 35% of employee health insurance 

premiums. Beginning in 2014,  tax credits rise up to 50% of insurance premiums. 

Common belief:  the law just  increases premiums and costs for families. 

ACTUALLY: health premiums were skyrocketing before the law, and this is a major reason for the law! Insurance companies will now have to explain why they are raising rates, and the reasons will be published on a publicly available website. If insurance companies don’t spend most of your premium dollars on health care, they are now required to send you a rebate at the end of the year. 

Common belief:  the law hurts Medicare and seniors. 

ACTUALLY: the law saves 600 million dollars by reducing extra payments to insurance companies, and strengthens Medicare to help seniors  afford prescription drugs, get annual checkups with no co-pays and to make Medicare work better for seniors and doctors. 

Common belief:  We can’t afford Obamacare

ACTUALLY: the law's expense replaces costs we already pay that have been going through the roof for years, and we can’t afford not to have it. The law extends coverage, promotes access to the right care, in the right place, and at the right time. This is one way the Affordable Care Act was designed to save money by keeping people healthier. 

Common belief:  The law is too complicated to understand.

ACTUALLY:  The basic facts are simple. 32 million more American citizens will be insured. There will be help for those who cannot afford coverage. Most insurance company abuses will end. We will start building a system that improves quality and controls cost for all of us.

If you want to be informed, ignore most of what you hear and visit HealthCare.gov which is an easy to use site that explains the law and how it is being rolled out. 

A Twitter Debate about Health Care reform

I had an interesting experience after  I used Twitter to note and lament the resignation of CMS Director Dr. Donald Berwick.  Craig Casey, an insurance agent in San Diego, sent several "tweets"disparaging Dr. Berwick and taking issue with"Obamacare". It is impossible for me to tweet an adequate reply to Craig, so I am using this column to reply point by point:
20+ million more on Medicaid equals Dr. shortage in / or rationing. you have elderly relatives Dave? 
This statement assumes that these folks were not receiving care before, and that suddenly they will now show up! The reality is, however, that they have been  seen for expensive and uncoordinated care in emergency rooms, and for complications due to no consistent primary care access. Obamacare will shift that to early primary care, and yes, we will need more folks to provide that care as things change.
Quoting his own comments about #Healthcare #rationing, he committed political suicide, no assassination. Good bye Obamacareite. Actually, Dr. Berwick has been a tireless advocate of safety in health care as head of the Institute for Health Care Improvement, and he has always focused on the patient and how we need to work together to achieve better outcomes of care. This work takes study and organization, which has caused him to step on a few toes in the insurance industry and elsewhere. This has lead to pressure by republicans in Congress to make his confirmation impossible. He should be proud of who his enemies are. Organized medicine has supported him completely.
The cost curve was bent upwards, health #insurance rates have jumped 20% since #Obamacare was passed UNaffordable care act. This is just not true. Insurance rates have been going up at an astronomical rate for years. The Employer Health Benefits Survey by the Kaiser Family Foundation, which specializes in health care issues, found that health insurance premiums have jumped by 9 percent in 2011. Drew Altman, president and CEO of Kaiser, said that the premium increase was not because of Obamacare but that the Obamacare law accounted for 1 to 2 percentage points. He noted, “It reflects the costs of covering young adults up to 26 years of age under their parents’ policies" and also "the costs of providing prevention benefits without cost-sharing". We can actually expect cost savings later from these measures!
Not when their reimbursement rates are being cut by the false promises of coverage via #Obamacare. This makes no sense to me. There is a problem at present due to the fact that Medicare rates are due to decrease 27%, because of the flawed update formula from years past, but that has nothing to do with Obamacare.
Since you And Berwick brought it up, MedPAC, IPAB, & CER. #Rationing equals #deathpanels. disprove it then. This is nutty talk. The reality is that we ration care now, and always have, by ability to pay. Even people with insurance are now often having trouble affording care. If we don't start paying for health care based on quality instead of volume, and work together to organize and provide services that we all need for a healthy and productive society, more of us will be priced out of needed care ever year. That is not an outcome that we can afford.